Dermot and Maria have a baby on the way, and they are desperate for a place of their own. The newly-weds just cannot afford to move out, but Agnes has a plan to help her son by trying to get her hands on the insurance money that Grandad has. Trevor tells Agnes to stop trying to prove that Grandad is dead, and Agnes may face prison due to fraud. When Agnes receives a visit from a life insurance officer regarding the faking of Grandad's death, she dresses Grandad up as "Gretchen", an exchange student from Switzerland. However, the plan fails when Buster walks in and says "Hiya Grandad". After Agnes is informed she may be charged, and sent to prison, Maria's dad bails her out.
- Agnes Brown - Brendan O'Carroll
- Dermot Brown - Paddy Houlihan
- Maria Brown - Fiona O'Carroll
- Grandad - Dermot O'Neill
- Cathy Brown - Jennifer Gibney
- Rory Brown - Rory Cowan
- Trevor Brown - Martin Delany
- Winnie McGoogan - Eilish O'Carroll
- Buster Brady - Danny O'Carroll
- Hillary Nicholson - Susie Blake
- Mark Brown - Pat "Pepsi" Shields
- Betty Brown - Amanda Woods
- Sharon McGoogan - Fiona Gibney
- Mick - Mark Dymond
- First appearance of Sharon McGoogan.
- Episode contains strong language and adult humor.